Worried of Mobile Security? Get the Tips!

Has your phone ever hacked online? Is mobile banking safe? People lose important data and money from them because of hackers and snoopers. Can you really trust yourself and phone from them? At first glance, it certainly doesn’t seem so. After all, is it a good idea to use the same device for watching cat memes and carrying out financial operations?

CONTENTS

1.HOW SAFE IS ONLINE BANKING ON A MOBILE PHONE?

-MALWARE

-ATTACKS ON MOBILE

2.HOW TO PROTECT YOURSELF?

A. DON’T JUST FOLLOW ANY LINK YOU SEE

B. GET THE LATEST VERSION OF ANTI-VIRUS PROTECTION

C. DON’T LOSE YOUR PHONE

D. USE THE OFFICIAL BANKING APP, NOT THE BROWSER

E. DON’T USE MOBILE BANKING ON PUBLIC WI-FI

1.HOW SAFE IS ONLINE BANKING ON A MOBILE PHONE?

Mobile phones are everything to do. People use social media to watch some cat memes, keep themselves up to date without having newspaper and transfer their money by using online banking. However, is it safe to do these on the same phone? What problems you may face?

Malware

Demanding robust, up-to-date antivirus and malware protection are so necessary for safeness of your data in your phone. Firstly, BYOD1 is increasing nowadays and business faces big cyber-attacks.  Viruses and malware can deal significant damage to both individuals' productivity and the security, integrity, and performance of entire enterprise networks and systems at the same time. Malicious software infections can spread quickly to receive your documents. Quarantining and cleaning infected devices takes time and resources that many IT departments don't have to spare. By the way, you may not consider your device has a malware problem. Additionally, not every infection is detected, increasing the risks that a compromised device can create. Unfortunately, you lose your private data and your bank account information.

Attacks on Mobile

Cyber-attacks to devices and network systems make your life harder. Weak passwords and vulnerabilities of public Wi-Fi are exploited to infect devices with malware by hackers. Even though, most mobile banking attacks happen when users are manipulated to give up their usernames and passwords to hackers, scammers, and other cybercriminals. Furthermore, your DNS may get hijacking. Consider, you are willing to access your online bank. If your DNS is hijacked, a different website is loaded that looks 100% same to your bank’s page. We hope you wouldn’t say that you enter your login details. This is a known phishing scam when hackers create fake copies of a website to extract their victims’ usernames and passwords. What’s next? Your bank account has been emptied.

2.HOW TO PROTECT YOURSELF?

A. Don’t just follow any link you see

You get your phone, open your social media account and saw your bank’s Ad that “You can save up to a thousand dollars per year! For more details, click this link.” You click it and go to the page. It looks like as same as your bank’s homepage so you log in, but some error occurs, and you are disconnected from the website. Unfortunately, you gave your all information and are damaged by a scammer.

Don’t just click to any link you see. Check carefully it is the one you know. Make sure the link you click is coming from official page. Always check the URL and domain of any link you are about to click on, especially if it claims to be from your bank. If it looks suspicious – avoid it. The same applies to emails, SMS messages, and messages.

B. Get the latest version of Anti-Virus Protection

Malware production is really important. You get thousands of data to your phone every day. You can even get a message from your friend via WhatsApp and guess what. You are welcome to the malware without being aware of that still and all you’ve done is opening the message.

Get the latest version of a reliable Anti-Virus software protection for your devices. There are some powerful Anti-Virus protections that block you have any malware.

C. Be alert to your phone!

The biggest security threat of mobile phones happens day by day. Phones are small, handy, well-stored info and easy to use.

Losing a phone is like losing a part of yourself, but it may get even worse. If someone found or stole your phone, uses it to access your bank account and documents which means you could lose much more.

Having a strong password (made of a random string of numbers, lowercase and uppercase letters, and symbols, at least six characters long) is the most secure way to lock your phone.

If you are afraid to forget the password, use a PIN key or a pattern lock with biometric identification, which can be fingerprints, facial recognition, Iris scanning, Iris scanning or fingerprint identification with a strong PIN will be, for sure, easy and secure access to your phone.

Don’t have so important documents on your phone! Use some cloud storage or hard disk to store your documents to protect the importance of you. Last but not least, install an anti-theft and recovery app that can locate your phone, lock it remotely, or even wipe your data if it gets stolen.

D. Use the official banking App

Many banks have their new versions of mobile App where you can do all your bank operations. Use them instead of browsers on mobile. Many people get DNS hijacking when they use browsers to access their online banking. Notwithstanding browsers, use the App for online banking!

E. Don’t use mobile banking on public Wi-Fi

Using public Wi-Fi is super risky as we discussed “what’s VPN”. Try to avoid using public Wi-Fi if you don’t have Soft VPN. It is because of snooping, tracking, malicious attacks, malware attacks, etc. which are targeted by hackers and snoopers. Public Wi-Fis are an open network on its LAN2 and everyone can easily track you, receive your in and out data and let you get DNS hijacking to snooping you.

Use Soft VPN which encrypts your online traffic with a tunnel where nobody can see your actions and data. At the same time, you can experience private and secure Internet connection even so you are on public Wi-Fi.

In the final thoughts, mobile phones are as precious as our legs or legs. Everything is easy, limitless and comfortable with them. However, is it really safe for essential and private works? Yes. Download the official banking App, update it constantly, use a Soft VPN with a public Wi-Fi, have your Anti-Virus protection and keep your phone close by! It doesn’t mean you are fully safe and not going to have any attack although a victim will usually be someone who does not take its security seriously.